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Finance

Everything you need to know about how your business can achieve financial success.

Latest: Advice, Tips and Resources in Finance

Article
Guide to Merchant Accounts
By Jennifer Dublino | January 23, 2024

If your company wants to accept credit cards, you should know all about merchant accounts and payment facilitators. Here are the essentials.

Article
The Solopreneur’s Guide to Retirement Funds
By Donna Fuscaldo | January 23, 2024

How do self-employed people plan for retirement? Here are a few retirement plan options for the solopreneur.

Article
What to Know Before You Refinance Your Business Loans
By Max Freedman | January 18, 2024

Evaluate these five elements before you move forward with refinancing.

Article
Debt vs. Equity Financing
By Max Freedman | January 18, 2024

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
How Business Debt Consolidation Works
By Julie Thompson | January 18, 2024

Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.

Article
From Collections to Repossession: A Timeline of Debt
By Kiely Kuligowski | January 18, 2024

Debt collection is the process of obtaining payment on a past-due account. Here's what to expect if you run into financial trouble.

Article
Guide to Credit Card Processing Fees
By Jennifer Dublino | January 18, 2024

Most businesses must accept credit cards to succeed. Learn about the rates and fees involved with processing card transactions and how to negotiate fees.

Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | January 17, 2024

Find out the definitions and see examples of fixed, variable and mixed expenses. Read on to learn how to save on these costs.

person using a calculator to do accounting
Article
FreshBooks vs. QuickBooks Comparison
By Mike Berner | January 11, 2024

FreshBooks and QuickBooks are two of the best accounting software programs for small businesses. Here’s how they compare.

Accountant using a calculator
Article
FreshBooks vs. Xero Comparison
By Mike Berner | January 11, 2024

FreshBooks and Xero are two top accounting software programs for small businesses. Here’s how they compare.

Article
Stripe vs. Square
By Jennifer Dublino | January 11, 2024

Stripe and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Article
Square vs. PayPal
By Jennifer Dublino | January 11, 2024

Square and PayPal give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

credit card processor
Article
Stripe vs Stax Comparison
By Mike Berner | January 11, 2024

Stripe and Stax are two popular credit card processors for small businesses. Here is how they compare.

credit card processor
Article
Stax vs. Square
By Jennifer Dublino | January 11, 2024

Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Square POS device
Article
Merchant One vs. Square Comparison
By Jennifer Dublino | January 11, 2024
Toast interface on a smartphone
Article
Clover vs. Toast Comparison
By Jennifer Dublino | January 11, 2024

Clover and Toast are payment processors that can provide POS functionality and hardware. Learn how their features, service and costs compare.

Accountant using a calculator
Article
QuickBooks vs. Xero Comparison
By Mike Berner | January 11, 2024

QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.

Article
Is a Free POS System Right for Your Business?
By Skye Schooley | January 11, 2024

Small businesses that must cut costs may consider a free POS system. Learn the benefits and limitations of free POS systems and some options to consider.

Article
Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | January 11, 2024

As an SMB owner you’ll need quick access to funds. Here is how to maximize the benefits and reduce the risks of using your business credit card.

Article
How to Start Budget Planning for Your Business
By Sean Peek | January 05, 2024

Business owners need budgets to help them manage money and meet financial goals. Learn how and why to start budget planning for your business.

Article
How Is a Cash Flow Statement Prepared?
By Simone Johnson | January 05, 2024

Find out what to include in a cash flow statement, as well as its limitations and how cash flow is calculated.

Article
6 Elements of a Successful Financial Plan for a Small Business
By Jamie Johnson | January 05, 2024

Improve your chances of growth and success by covering these bases in your financial plan.

person handing someone a pile of cash
Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | January 05, 2024

Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.

Article
Payroll Reporting: What to Include
By Julie Thompson | January 05, 2024

Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.

Article
How to Create Payroll Journal Entries
By Max Freedman | January 05, 2024

Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.

Article
Guide to Employee Bonuses
By David Gargaro | January 04, 2024

Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | January 03, 2024

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.

Article
What SMBs Need to Know When Choosing a Small Business Loan
By Mike Berner | January 03, 2024

Read what experts say about obtaining funding for a small business.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | January 03, 2024

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
How to Structure a Stock Purchase Agreement (Template)
By Max Freedman | January 03, 2024

A stock purchase agreement outlines the sale of company stock to buyers. Here's how to create a stock purchase agreement, along with a helpful template.